:root{--navy:#112e40;--deep:#0b2332;--cream:#f5f2eb;--ink:#1e343d;--muted:#617078;--gold:#c5ad7d;--line:#d9ddd9;--white:#fff;--serif:Georgia,'Times New Roman',serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font:16px/1.75 Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}img{max-width:100%;display:block}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #a88845;outline-offset:5px}p{margin:0 0 22px}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0 0 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textarea{min-height:145px;resize:vertical}.form-note{font-size:12px;color:var(--muted);margin:18px 0 0}.form-status{font-size:14px;margin-top:20px;white-space:pre-line}.honeypot{position:absolute;left:-9999px}.contact-form button:disabled{opacity:.6}.tagline{font:italic 24px/1.4 var(--serif);color:#7c6a47!important}.related{margin-top:35px;border-top:1px solid var(--line);padding-top:25px}.related a{display:inline-block;margin:0 20px 15px 0}.sub-hero-photo{height:400px;object-fit:cover;width:100%}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}
@media(min-width:1500px){.hero-copy{padding-left:calc((100vw - 1280px)/2)}}@media(max-width:1050px){.nav{gap:19px}.logo img{width:210px}.hero-copy{padding:55px 7vw}.hero{grid-template-columns:50% 50%;min-height:600px}.hero h1{font-size:56px}.hero-photo{min-height:600px}.credential-items{gap:18px}.credential-items span{font-size:0}.credential-items strong{font-size:17px}.market-card .market-image{height:280px}.footer-grid{gap:25px}.article-layout{gap:40px;grid-template-columns:180px 1fr}.split{gap:7%}.page-hero .wrap{gap:35px}.portrait-frame>img{height:500px}.contact-grid{gap:5%}.contact-form{padding:28px}}@media(max-width:800px){.header-inner{width:88%;min-height:83px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:83px;left:0;right:0;background:var(--navy);padding:25px 6%;flex-direction:column;align-items:stretch;gap:12px;box-shadow:0 15px 20px #0002}.nav.open{display:flex}.nav .contact-nav{width:max-content}.hero{grid-template-columns:1fr}.hero-copy{padding:50px 6% 55px}.hero h1{font-size:59px;max-width:560px}.hero-photo{min-height:400px}.hero-copy>p{max-width:520px}.credential-inner{flex-direction:column;align-items:flex-start;gap:17px}.credential-items{justify-content:space-between;width:100%;gap:15px}.credential-items span{font-size:10px}.credential-items strong{font-size:17px}.section{padding:65px 0}.section-head{align-items:flex-start;flex-direction:column;gap:20px}.section-head p{max-width:600px}.service-grid{grid-template-columns:1fr}.service-item,.service-item+.service-item{border-left:0;padding:30px 0;border-bottom:1px solid var(--line)}.service-item:last-child{border-bottom:0}.service-number{margin-bottom:22px}.service-item p{max-width:560px}.market-grid{grid-template-columns:1fr;gap:42px}.market-card .market-image{height:350px}.split{grid-template-columns:1fr;gap:40px}.portrait-frame{max-width:550px}.portrait-frame>img{height:520px}.quote-section{padding:60px 0}.quote-section .wrap{grid-template-columns:1fr;gap:20px}.quote-section blockquote{font-size:28px}.resource-grid{grid-template-columns:1fr;gap:35px}.resource-card{max-width:600px}.cta .wrap{align-items:flex-start;flex-direction:column}.cta h2{font-size:35px}.footer-grid{grid-template-columns:1fr 1fr;gap:40px 25px}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:10px}.page-hero{padding:45px 0}.page-hero .wrap{grid-template-columns:1fr;gap:25px}.page-hero .eyebrow{margin-bottom:0}.page-hero h1{font-size:48px}.page-hero p{max-width:600px}.article-layout{grid-template-columns:1fr;gap:35px}.article-nav{position:static}.article-nav nav{grid-template-columns:repeat(2,1fr);gap:0 20px}.article-nav>.button{display:none}.article-section{padding-top:28px}.article-section h2{font-size:32px}.reviews{columns:1}.market-links{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr;gap:35px}.contact-form{padding:30px}.sub-hero-photo{height:300px}}@media(max-width:430px){.hero h1{font-size:48px;letter-spacing:-1.5px}.hero-photo{min-height:330px}.hero-links{gap:18px}.hero-links .button{padding:13px 18px}.credential-items span{font-size:0}.market-card .market-image{height:280px}.portrait-frame>img{height:440px}.form-row{grid-template-columns:1fr;gap:0}.contact-form{padding:24px}.page-hero h1{font-size:42px}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.article-nav nav{grid-template-columns:1fr}.hero-caption{left:25px;right:25px;font-size:10px}.wrap{width:88%}}
.hero h1 em{white-space:nowrap}
@media(max-width:800px){.header-inner{gap:15px}.logo img{width:190px}.menu-toggle{white-space:nowrap;flex-shrink:0;padding:8px 12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* Launch content: process, client accounts and questions. */
.process-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:0 55px}.process-list li{display:grid;grid-template-columns:45px 1fr;gap:20px;border-top:1px solid var(--line);padding:30px 0}.process-number{font:25px var(--serif);color:#8b794e}.process-list h3{font-size:30px}.process-list p{color:var(--muted);font-size:15px}.process-list .process-outcome{font-size:13px;color:var(--ink);margin:0}.story-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.story-card{border-top:1px solid #b7bbaF;padding-top:27px;display:flex;flex-direction:column;align-items:flex-start}.story-card h3{font-size:30px}.story-card>p{font-size:14px;color:var(--muted)}.story-card blockquote{margin:5px 0 16px;padding-left:18px;border-left:2px solid var(--gold);font:21px/1.5 var(--serif)}.story-card .story-attribution{font-size:12px}.story-card .text-link{margin-top:auto}.opportunity-section{background:var(--navy);color:white}.opportunity-section .eyebrow{color:var(--gold)}.opportunity-layout{display:grid;grid-template-columns:1.5fr 1fr;gap:9%;align-items:center}.opportunity-layout>div>p{max-width:620px;color:#d3dde1}.opportunity-layout .button{background:var(--cream);color:var(--ink);border-color:var(--cream)}.opportunity-layout aside{border-left:1px solid #ffffff40;padding:25px 0 25px 40px}.opportunity-layout aside p{font-size:14px;color:#d3dde1}.opportunity-layout .text-link{color:white;border-color:var(--gold)}.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:8%}.faq-layout>div>p{color:var(--muted)}.faq-list details{border-top:1px solid var(--line)}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:23px 5px;font-size:17px;line-height:1.5;list-style-position:outside;margin-left:20px}.faq-list details[open] summary{color:#79653e}.faq-answer{padding:0 0 8px 20px;color:var(--muted);font-size:15px}.faq-answer a{text-decoration:underline;text-underline-offset:3px}.market-scope{margin:30px 0;border-top:1px solid var(--line);padding-top:25px}.market-scope h3{font-size:27px}.market-scope p{font-size:15px;color:var(--muted)}.review[id]{scroll-margin-top:35px}.form-note .text-link{font-size:inherit}.button{max-width:100%}
@media(max-width:800px){.process-list,.story-grid,.opportunity-layout,.faq-layout{grid-template-columns:1fr;gap:35px}.process-list{gap:0}.story-card{max-width:650px}.opportunity-layout aside{border-left:0;border-top:1px solid #ffffff40;padding:30px 0 0}.faq-list summary{font-size:16px}.process-list li{grid-template-columns:30px 1fr;gap:16px}.opportunity-layout .button{gap:15px}}

/* Bilingual navigation and sourced regional content. */
.language-switch{white-space:nowrap}.nav .language-switch{border-left:1px solid #ffffff50;padding-left:22px}.photo-credit{display:block;margin:10px 0 20px;font-size:11px;color:var(--muted);text-decoration:underline;text-underline-offset:3px}.resource-card h2{font-size:32px}.review-date{font-size:13px;color:var(--muted);margin-bottom:35px}html[lang="zh-Hans"]{--serif:'Noto Serif CJK SC','Songti SC','SimSun',serif}html[lang="zh-Hans"] body{font-family:'Microsoft YaHei','PingFang SC',Arial,sans-serif}html[lang="zh-Hans"] h1,html[lang="zh-Hans"] h2,html[lang="zh-Hans"] h3{line-height:1.4;letter-spacing:0}html[lang="zh-Hans"] .hero h1{font-size:clamp(42px,4.3vw,68px)}html[lang="zh-Hans"] .eyebrow{letter-spacing:2px}html[lang="zh-Hans"] [lang="en"]{font-family:Georgia,'Times New Roman',serif}html[lang="zh-Hans"] .article-nav nav .text-link{display:block;font-size:13px}html[lang="zh-Hans"] .story-card>p{line-height:1.9}html[lang="zh-Hans"] .resource-grid{row-gap:42px}
@media(max-width:1050px){.nav{gap:17px}.nav .language-switch{padding-left:17px}}
@media(max-width:800px){.nav .language-switch{border-left:0;padding:8px 0}html[lang="zh-Hans"] .hero h1{font-size:48px}html[lang="zh-Hans"] .page-hero h1{font-size:40px}}
@media(max-width:430px){html[lang="zh-Hans"] .hero h1{font-size:40px}html[lang="zh-Hans"] .page-hero h1{font-size:35px}}
/* Original-site images and the click-to-load Investments assistant. */
.credential-visual{background:var(--navy);color:#fff;border-bottom:0}
.credential-visual .credential-inner{padding:27px 0;gap:36px}
.credential-visual .credential-items{gap:32px;color:#fff;align-items:center;flex-wrap:wrap}
.credential-badge{display:flex;flex-direction:column;align-items:center;gap:9px;min-width:92px}
.credential-badge img{width:76px;height:54px;object-fit:contain}
.credential-badge span{font-size:10px;letter-spacing:.4px}
.service-grid:has(.service-photo){gap:30px}
.service-grid:has(.service-photo)>.service-item{padding-left:0;padding-right:0;border-left:0}
.service-photo{width:100%;aspect-ratio:1.6;object-fit:cover;margin-bottom:28px}
.wis-assistant{position:fixed;right:max(22px,env(safe-area-inset-right));bottom:max(22px,env(safe-area-inset-bottom));z-index:50;max-width:calc(100% - 24px)}
.wis-assistant [hidden]{display:none!important}
.assistant-launch{display:flex;align-items:center;gap:12px;border:1px solid #c5ad7d;border-radius:32px;background:var(--navy);color:white;padding:14px 20px;box-shadow:0 5px 22px #0b233233;cursor:pointer;font-size:14px;line-height:1.5}
.assistant-launch:hover{background:#25495b}
.assistant-panel{display:flex;flex-direction:column;width:400px;max-width:100%;height:min(660px,calc(100vh - 44px));height:min(660px,calc(100dvh - 44px));overflow:hidden;background:#fff;border:1px solid #d9ddd9;border-radius:16px;box-shadow:0 12px 48px #0b233238}
.assistant-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:15px 16px 15px 20px;background:var(--navy);color:#fff;flex-shrink:0}
.assistant-heading strong{font-size:15px;font-weight:600;display:block;line-height:1.4}
.assistant-heading span{display:block;font-size:9px;letter-spacing:1.1px;color:#d8c8aa;margin-top:4px}
.assistant-close{border:0;background:transparent;color:white;font-size:29px;line-height:1;width:44px;height:44px;cursor:pointer;flex-shrink:0}
.assistant-panel iframe{width:100%;flex:1;min-height:0;border:0;background:#fff}
.assistant-status{margin:0;padding:10px 18px;font-size:13px;line-height:1.5;background:var(--cream)}
.assistant-links{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:12px 17px;border-top:1px solid var(--line);font-size:12px;line-height:1.6;flex-shrink:0}
.assistant-links a{text-decoration:underline;text-underline-offset:3px;padding:3px 0}
.site-footer{padding-bottom:100px}
@media(max-width:900px){.credential-visual .credential-items{gap:22px;justify-content:space-between;width:100%}.credential-visual .credential-badge{min-width:76px}.credential-visual .credential-badge span{font-size:10px}.service-photo{max-height:350px}}
@media(max-width:480px){.credential-visual .credential-items{display:grid;grid-template-columns:repeat(2,1fr);gap:24px 16px}.wis-assistant{right:max(12px,env(safe-area-inset-right));bottom:max(12px,env(safe-area-inset-bottom))}.assistant-launch{padding:12px 16px}.assistant-panel{width:calc(100vw - 24px);height:min(660px,calc(100dvh - 24px))}.assistant-heading{padding:11px 12px 11px 16px}.assistant-heading strong{font-size:14px}}

/* November usability and inquiry update. */
.hero-copy>.hero-identity{font-size:13px;line-height:1.7;margin:22px 0 0;color:var(--muted)}.hero-identity a{text-decoration:underline;text-underline-offset:4px}.hero-links{margin-top:24px}
.quick-links{display:flex;flex-wrap:wrap;gap:12px 28px}.quick-links a{display:inline-block;padding:12px 0;border-bottom:1px solid var(--gold);font-size:14px}.service-shortcuts,.review-guide{padding:25px 0;border-bottom:1px solid var(--line)}.review-guide p{font-size:14px;color:var(--muted)}.service-inquiry{grid-column:2;margin:0}.article-section,.guide-brief{scroll-margin-top:30px}.guide-checklist{padding-left:22px}.guide-checklist li{padding-left:5px;margin:12px 0;line-height:1.7}.guide-brief,.guide-evidence{padding:28px;margin:35px 0;background:var(--cream);border-top:2px solid var(--gold)}.guide-evidence{background:transparent}.guide-brief h2,.guide-evidence h2{font-size:31px}.article-content .evidence-note{font-size:12px;color:var(--muted);margin-top:18px}.contact-next{border-top:1px solid var(--line);padding-top:24px;margin-top:30px}.contact-next h3{font-size:26px}.contact-next p{font-size:14px;color:var(--muted)}.inquiry-context{padding:18px;margin:0 0 25px;border-left:3px solid var(--gold);background:#fff}.inquiry-context p{font-size:13px;margin:0 0 9px;line-height:1.7}.context-clear{padding:6px 0;border:0;border-bottom:1px solid currentColor;background:transparent;color:var(--ink);font-size:12px;cursor:pointer}.context-clear:focus-visible{outline:2px solid var(--ink);outline-offset:5px}
@media(max-width:800px){.service-inquiry{grid-column:1}.quick-links{gap:8px 20px}.hero-copy>.hero-identity{margin-top:18px}.guide-brief,.guide-evidence{padding:22px 18px}.guide-brief .button{white-space:normal}.contact-next{margin-bottom:0}body.writing-inquiry .assistant-launch{visibility:hidden;pointer-events:none}}